Terms of Use - JoyNests

I

Section I

Acceptance of Terms

Using the JoyNests website means agreeing to these terms in full. If any part is not acceptable, the site should not be used. Continued use after an update signals acceptance of the revised terms.

II

Section II

Use of the Site

The site is provided to help homeowners explore coverage options and start a request. It may be used only for lawful purposes and in a way that does not interfere with its operation or the experience of other visitors.

No attempts to disrupt, damage, or gain unauthorized access
No use of the site to submit false or misleading information
No copying or reuse of site content without permission

III

Section III

Quotes and Coverage

Information presented on the site is for general guidance and does not form a binding offer of insurance. Final coverage, pricing, and eligibility depend on a complete review and the terms of the issued policy. Details may change as a request is assessed.

IV

Section IV

Account Responsibility

Accurate details are expected during signup, and account access should be kept secure. Activity that takes place under an account is the responsibility of the account holder.

V

Section V

Communications Consent

By submitting a request and selecting the related options, permission is given to receive service and, where chosen, marketing messages. Consent is never a condition of purchase and can be withdrawn at any time by replying STOP, or HELP can be sent for support. Standard message and data rates may apply.

VI

Section VI

Intellectual Property

The content, layout, and branding on the site are protected and remain the property of JoyNests. They may not be reproduced or distributed without prior written permission.

VII

Section VII

Limitation of Liability

The site is provided on an as available basis. To the extent permitted by law, JoyNests is not responsible for indirect or incidental losses arising from use of the site or reliance on general information presented here.

VIII

Section VIII

Changes to These Terms

These terms may be updated to reflect changes in services or legal requirements. The latest version is always posted on this page with its effective date.

IX

Section IX

Contact

Questions about these terms can be directed to caleb.morgan@joynests.com, by phone at +1 (347) 507-4360, or by mail to 104 West 40th Street Suites 400 New York City NY 10018.